How do you start
To purchase or book the S.S.M products Package you have to choose:
Option 1 is to make full payment + 995(Training & Processing charges) and purchase the product of your choice.OR
Option 2 is to make part payment of Rs.2000 + Rs.995(Training and Processing charges) and book the product of your choice and balance amount to be paid later or to be adjusted from the profit income with money back assurance.
At the time of joining you will get S.S.M Business Kit:
- S.S.M Hand Bag
- S.S.M Wrist Watch
- S.S.M Business Book
- S.S.M Application forms
- S.S.M Product Catalogue
- Papers for Insurance of One Lakh
- Discount coupons of Rs.2000
Now you can grab this opportunity to generate additional income on a part of time basis/at your own convenience or make it a full-time business venture to generate higher incomes.
Your earning starts:
(A) INCOME
- Self-made Income
- Binary Income
- Non Binary Income
- Spill Binary Income
- Spill Non Binary Income
- Double Binary income
- Royalty Income
- Special Royalty Income
(A-1) Self-made Income
After joining when you introduce two persons(left and right) to buy the products package you are entitled to receive the profit of Rs.500/- on each package booked by them.
(A-2) Binary Income
Thereafter on every pair of package you will receive Rs.400/- on the balance of your left and right in the ratio of 1:1, 1:3 and vice versa upto unlimited depth.
(Ceiling of Rs. one lakh twenty thousand in a month will apply)
(A-3) Non Binary Income
In case you introduce only one person on either side you will get Rs.500/- thereafter, and you will get the advance profit of Rs.100/- per package booked by your downline upto 6th level.
YX1=1X500=500
1X2=2
2X2=4
4X2=8
8X2=16
16X2=32
___________
62X100=6200
___________
Total Rs.6700
(This income stops once your Binary Income starts)
(A-4) Spill Income
Spill over will be either left or right(extreme). No inner spill is allowed. Spill income is of Rs.500/- on each side, i.e., total Rs.1000/- from both sides. Thereafter on very pair you will get Rs.500/- in the ratio of 1:1, 1:3 and vice versa upto unlimited depth.
Spill income is allowed only after completion of 15 pairs under you(Ceiling Rs. one Lakh twenty thousand only in a month will apply).
(A-5) Spill Non Binary Income
In case you introduce only one person on left side or on right side you will get Rs.500/-. When the one side is empty, you will get the advance profit of Rs.50/- from the other side per package booked by your downline upto 10th level.
(This income stops once your Spill Binary Income starts)
(A-6) Double Binary Income
When you introduce two persons(Left and Right) thereafter on every package you will receive Rs.400 as 1st Binary Income, when you further introduce two persons(Left and Right) under spill over you will receive the income of Rs.500 on the balance of your left and right leg as second binary income, thus you will get double binary income Rs.400+Rs.500=Rs.900 upto unlimited depth.
(Ceiling Rs. one lakh twenty thousand only in a month will apply)
(A-7) Silver Income
When you introduce two persons on both sides(left & right) and those two persons complete their one downline under them, i.e., 2+4+8=14 persons in your downline, you will qualify for Silver Income, i.e, total 14 persons in your downline. Then you are called as Silver Achiever.
Total of booked products in the month will be multiplied by 100 and will be distributed among the achievers of Royalty Income.
i.e., (No. of joining in a month X 100)/(No. of achievers)=Royalty Income
(At least 2 pairs should be completed in that month will apply)
(A-8) Special Silver Income
After receiving the Royalty Income, when you spill two persons and complete their downline under them, you will qualify for special Silver Income, i.e., total 30 persons through spill and 30 persons through yourself : total 60 persons in your group.
Certificate of merit + attractive prizes.
Special Note: A deduction of certain amount per payment will be made against the cost of S.S.M products package as follows:
| Income | Deduction |
| Upto Rs.1000 | Rs.500 |
| Upto Rs.2000 | Rs.1000 |
| Upto Rs.3000 | Rs.1500 |
| Upto Rs.4000 | Rs.2000 |
Upto the balance amount of the package cost.
Number of pairs achieved by you not only will give maximum Binary Income but also will be rewarded fabulous gifts as follows:
Reward Policy(Ratio of Joining 1:1)
| Days | Pairs | Incentives |
| 30 | 20 | Mobile Phone Nokia or Rs.2500/- |
| 30 | 50 | Colour T.V. 21" |
| 60 | 120 | Hero Honda CD Dawn |
| 60 | 200 | Pulsor Motor Cycle |
| 120 | 450 | Maruti Car 800 |
Pin Hold Policy
| Recognition | Qualifying Condition | Incentives |
| Silver Pin Holder | 25 pairs continue in 3 months | Certificate of merits + Goa Tour |
| Gold Pin Holder | 50 pairs continue in 6 months | Certificate of merits + Kathmandu Tour |
| Diamond Pin Holder | 100 pairs continue in 9 months | Certificate of merits + Singapore Tour |
Renewal Policy:- 10% amount will be deducted from every cheque after qualifying the products for the purpose of auto renewal policy.
Coupon Policy:- Two coupons, each coupon of Rs.1000/- will be for the pupose of repurchasing the products package, i.e., Rs.1000/- rebate will be allowed to each associate on each package only. This coupon amount is solely towards repurchase of the package. It is neither refundable nor transferable or adjustable/incash under any circumstances.
Quality Product Policy:- Brand name Product catalogue is available.
Insurance Policy:- All S.S.M Associate will be entitled to get free accidental insurance policy of Rs. One Lakh.







